BAC

BAC AI Signal Analysis

Multi-agent conviction signals powered by SEC filings, insider trades, institutional holdings, and earnings data.

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Signals

Avg conviction

+86

Direction mix

1 bullish0 bearish

May 8, 2026

conviction

Bullish(high)

Bank of America (BAC) demonstrates exceptional cash flow growth (QoQ +231.2% to $41.8B) and four consecutive quarters of EPS beats, supported by 21B/5H analyst ratings and an 8.8% upside target. Credicorp's 2.65% ROAA improvement suggests durable profitability in the sector.

+71

+83

+86

Agent Breakdown

Fundamentals AgentBullish

+82

BAC shows extraordinary cash flow growth (QoQ +231.2% to $41.8B) and 4/4 quarters of EPS beats. 21B/5H analyst rating and 8.8% upside target support valuation attractiveness. 2.65% ROAA improvement at Credicorp suggests durable profitability.

Sources

ForensicForensic score: 85/100 (1 flags)
Filing ChangeFinancial Notes — minor changes
Filing ChangeRisk Factors — significant changes
Filing ChangeMda — moderate changes
Filing ChangeFinancial Notes — moderate changes
Filing ChangeFinancial Notes — moderate changes
AI AnalysisLLM analysis: escalating, tone shift 2.3
EarningsEPS beat: $1.11 vs $1.02 est (+8.6%)
Analyst TargetAnalyst consensus target: $57
Analyst RatingAnalyst consensus: 0 strong buy, 21 buy, 5 hold, 0 sell, 0 strong sell

Institutional AgentBullish

+20

Institutions are starting to accumulate BAC with three new positions in Q1 2026, but the total value ($2M) and 0.0% portfolio weight changes suggest low conviction. No prior quarter trends are available for consistency analysis.

Sources

13F HoldingWashington Trust Advisors, Inc. (CIK 0001900099): 4212 shares ($205K) +4212 [NEW]
13F HoldingWashington Trust Advisors, Inc. (CIK 0001900099): 1075 shares ($52K) +1075 [NEW]
13F HoldingCX Institutional (CIK 0001737089): 32519 shares ($1585K) +32519 [NEW]
13F HoldingLVM CAPITAL MANAGEMENT LTD/MI (CIK 0001053054): 19100 shares ($931K) +19100 [NEW]

Options AgentNeutral

-13

Options flow analysis: IV at 50.0% percentile (52-week). P/C ratio: 1.87. Detected unusual volume activity (volume > 3x open interest). ATM mispricing detected (call: 11.0%, put: 36.0%).

Sources

IV DataIV metrics: 50.0% percentile, IV/HV ratio 1.20

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Not tradable yet

The policy signal lacks a specific causal mechanism, so it should not be treated as expression-ready.

Policy linkage: direct company evidenceMechanism quality: absentPolicy evidence excluded from conviction

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Not financial advice. For informational purposes only. Past performance does not guarantee future results.